autoants · demo room

COI Guard

Every month it checks each subcontractor's insurance certificate against the owner's requirements and drafts the email when one is about to expire.

Nov 2 sweep for Sample Roofing Co.

6subcontractor certificates reviewed

1action item this month

12days until the next policy expires

Subcontractor	Status
Sample Framing LLCGL, auto, workers' comp	Compliant
Example Electric LLCGeneral liability expires Nov 14, 2026	Expiring in 12 days
Demo Drywall Co.GL, auto, workers' comp	Compliant
Placeholder PlumbingGL, auto, workers' comp, umbrella	Compliant
Test Gutter CrewGL, auto, workers' comp	Compliant
Sample PaintingGL, auto, workers' comp	Compliant

Each certificate is checked against the owner's own requirements: dates, limits, additional insured, waiver of subrogation and the certificate holder.

What it found

Expiring

Example Electric LLC · General Liability

Problem: Expires 2026-11-14 (12 days).

Action: Request the renewal certificate now, before it lapses.

If a field on a certificate can't be read, the report says it's missing. It never fills in a number.

Administrative review of certificates as furnished: not legal advice, not an insurance-coverage opinion, and no confirmation that the policies are in force. Coverage questions belong with the issuing agent or broker.

The email to the sub, drafted

To: office@example-electric.exampleSubject: Renewal certificate of insurance for Sample Roofing Co. Hi Example Electric team, Our records show the general liability policy on the certificate you sent us expires Nov 14, 2026. When it renews, could you have your insurance agent send us the updated certificate (ACORD 25), with Sample Roofing Co. as certificate holder like the current one? Thanks, Sam Sample Roofing Co.

What it never does: Fills in a field it can't read. An unreadable certificate is marked missing, never guessed. It's a document check, not legal advice or a coverage opinion.

Price: Scoped with you once you have Get found and never miss a job; not sold on its own.